From the 2026 budget audit
419 millió Ft for programme activity alongside an authority already funded at 3.8 milliárd
A small supplementary chapter-managed line for consumer-protection programme activity, held at its nominal level to let real erosion concentrate spending on the fraud-and-safety enforcement core.
Roughly 105 Ft per taxpayer per year — 419 millió Ft total, a supplementary programme line classified consistently with the authority whose mandate it supports.
What you see — and what you don't
The seen: programme grants and activities supplementing the NKFH's institutional budget. The unseen: the modest administrative cost of maintaining a separate programme line for activity the authority's own budget could absorb if it concentrated on enforcement rather than supervisory expansion.
Objection
"Consumer protection programme activity helps educate the public about their rights — it shouldn't be squeezed."
Answer
At 419 millió Ft the sum is too small to eliminate cleanly. Holding it nominal means a 20-25% real erosion over a decade at current inflation — enough to concentrate the activity on the education and enforcement work with the clearest legal basis, without the administrative disruption of a formal programme cut. The statutory review of the NKFH's mandate will decide what survives.
Share if you think consumer protection should mean real enforcement, not growing programme budgets.
The analyst's verdict
Consumer-protection tasks
Rationale
A small chapter-managed line funding consumer-protection programme activity adjacent to the NKFH's institutional budget. Classified consistently with the authority itself: the legitimate fraud-and-safety enforcement core is retained, the line is held nominal, and real erosion concentrates spending on the enforcement function over the decade. The sum is too small for an elimination exercise to be worth the administrative cost.
Transition mechanism
Hold nominal allocation; fold into the NKFH statutory review.
Affected groups
Programme recipients; consumers.
Free Society Institute
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